Loans Until Payday

Company Profile

Loans Until Payday is a trading name of Smith Cole Financial Limited, which has (under the brand name Ramsdens Pawnbrokers and Jewellers) made cash available to UK consumers for over 60 years.

Loan Product

Loans Until Payday has a simple one-month loan product with an option of extending it for a further month. The interest will have to be paid on the first due date and the principal, along with the corresponding interest, will be debited on the final due date (if you are not extending it further).

Features:

• Loan amounts up to £400
• Interest of 25% on the loan amount
• Extensions of a further month are offered at a cost of 17.65% on the amount of credit